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Frequently Asked Questions (FAQs)
Anyone aged 21 or older with valid identification and proof of income can apply. We accept both salaried and self-employed individuals.
Yes! We provide financing options for both new and used vehicles.
Absolutely. We specialize in helping customers with bad credit, limited credit history, or no credit at all.
Most applications are processed within 24 hours. In some cases, even faster.
Valid CNIC
Proof of income (salary slip or bank statement)
Proof of residence (utility bill)
Vehicle details (if already selected)
Down payment depends on your selected vehicle and credit profile, but we offer low down payment plans starting from as little as 20%.
We offer flexible terms ranging from 12 months to 60 months (1–5 years).
Yes, early payoff is allowed. Terms may vary, so contact our team for details on prepayment options.
First Alpha Auto, we make auto finance fast, flexible, and stress-free. Whether you’re buying your first car or upgrading to a newer model, our loan solutions are tailored to match your budget and credit profile.